Đăng ký Đăng nhập
Trang chủ Giáo dục - Đào tạo Cao đẳng - Đại học Hoàn thiện phân tích báo cáo tài chính doanh nghiệp trong thẩm định tín dụng tại...

Tài liệu Hoàn thiện phân tích báo cáo tài chính doanh nghiệp trong thẩm định tín dụng tại ngân hàng tmcp việt nam thịnh vượng chi nhánh bình định

.PDF
27
386
56

Mô tả:

        013456789  6 6  ! "#$%!&'$"$" &(")%*"+, &(-!.), ./01$'2     3456778973:;<=>?7 ,@78973:ABCDECBDCBF G,HI.JKL;M"$  9N78OBFP 1234567389 8 358385 1 4 8 3438 8 !"#$%&$%'(#)'*+'&,( ' ' ' -8.3/031!"#$%&$%'234(#'(#567('*3(# -8.3/038!"#$%&$%'9*:9';(*'&: ' ' ' <=>3?@39 /. ?05A9B34 8CD<=>3?@35E53480F G8 HIJK5 L38F58 J385KM34? 34N1O58L34 PQ3@D8P1OR S S S S TSUVSWXYSWZ[SX\Y]S^]_`Sab`SWc\Sd efG6=345gD5823453e h0=i8 M34 efjklmnopqmrsltqumvwomkxymzoqkmr{|mvwomkxymv}m~qu€m 0 23567 89  !"#$%&'(($)*+$,%-$./!"#$%&'(($) 01!,2$(34!")$5$6783(7097&&:$%:;7097 (!(<'=&>0%>0<&'(($);.5?7@(2$A+IE(27(Q0:(;"QI+J$ 7R(7018370<0'0(GHIJ$FP78$B"80S+ .X8 Y7675$BI(M2Z[0<\5(I0L5 G]"305,2$(3F^$,78"L$_$0'0(<&5$?8A/0<I`IE(678(`(KA>0a(0X;2$BIa(; I!(K2?4@ 4"#2(6 374,4 8   ,44269  ?4 A6 4 B4234547 45!+4 B C,, !7B4477D45E42!4 7447-  78 ) "9B4 ?0 ! ,57F4457D4G 6- !7HIJKLMNOPQRMNSPTMNOUVPNWXKN VXKNOLQNVPUMPNYKZMPNM[PQRSNO\KM[NOP]^N_M̀PNOUMNYaM[NObQNM[TMNPLM[N cdefNgQRONhZ^NcPM̀PNgijM[NkNePQNMPXMPNlmMPNnM̀Pop qordaVNOQstNM[PQsMNVutN =v  645,4$45546-/w/ 04xC4-+4 BC,, !7B424457+ 643454!45 2x457" =:4 B * 4545 ,+4 BC,, !7B424 457+ 64 7754!45 2x457y+&4;:>4z97>?4 @ 4" =@-4 5  )6577+,+4{!4 7445 ,+4 BC, , !7B424457+ 643754!45 2x457y+&4 ;:>4z97>?4@ 4"N |orn}QNOijM[~NSPb^NQNM[PQsMNVutN =@67 2<45457D4G H45 ,+4 BC,, !7B4 24457+ 64 7754!45 2x457y+&4;:>4z97 4,4>?4@ 4" =:7457D4G H €;-45574H754!45 2x457y+&4;:>4z97 4,4>?4@ 4" 0 234567898     988   6 56 !"#"#5$86 6% &6"66$ 9'856565( )*+,-.*+,/0 123456789:;5<;:895=>8:?@AB: .C656D8 2ED856FG C65685(!"#"#5$86 6% " # 6 968 9 H 5I8J9 6$ 956KL 9)I8M6N 3OP &. PQ 6RS 60 2ED8LG O6T 9G " !U5  9'565656V 958 5I8 J9 6$ 956KL 9)I8M6N 3OP &.PQ 6RS 60 .WXD8 Y"5$88'85656KZ6 56'8[  98\8'#" 6'" 698"] 95678868^8"HS 668 5I8%  J9 6$ 90C(_`a5` &5 456b5̀I 9V 95"6 56!"#"# 5$86 65̀# 9H5̀Q 656c)S 65  98^8# 6 968 H  5I8J9 6$ 956KL 9)I8M6N 3OP &.Y68 6" 6PQ 6RS 60: d23e:895fg:hi:hAj8:kl:m5n?:m=o8:?pg:qr:ml=: .34)s5X    t656 96#"'$)`uLvX  46 56!"#"#5$86 6% # 6 968 H v 9 6$ 9 56KL 9)I80 .34)s556b58[ C(6 56$" 698"56b5̀I 9V 95" 6 56!"#"#5$86 6# 6 968 H vJ9 6$ 956KL 9 )I8M6N 3OP &wY68 6" 6PQ 6RS 6'  4xG5"98\8 6"6#$ 568 V 95"6 56!"#"#5$86 65̀# 956c)S 65   95I8J9 6$ 956KL 9)I8M6N 3OP &wY68 6" 6PQ 6RS 60: y23z{m:?|A:qr:ml=: .Y6KL 9, YLvX 46 56!"#"#5$86 6# 6 9685̀# 956c)S 65  9% " 9 6$ 956KL 9)I80 .Y6KL 9* C6b5̀I 9V 95"6 56!"#"#5$86 6# 6 968 H vJ9 6$ 956KL 9)I8M6N 3OP &wY68 6" 6 0 234567458 9 5 4 4544 545545 454 5!"4# 454 5 4 $%&5'4()24*+ 5 4545234567458 ,8-./01234502678298:4201;8<02=>4 ?@ABCD2E2 [email protected]?@2QRS2?RS2.TU2?@PC@2 VSWC@[email protected].@Z[2\][email protected]^CD2G2CDOC2 @TCD2.@ABCD2[_U2 EÈa CDOC2@TCD2.@ABCD2[_U2LT2@S_.2\bCD2.PC2V^CD2 .YSCD2CDOC2@TCD2.@ABCD2[_U2 EÈÈaC1c02;70126;de012fg82 hijklmnopnqropstpolupsovlwxpsoryno zij{l|}op~pso}hopstpolupsovlwxpsoryno }ij{m}ol€yvo‚pso}xozƒpo}hopstpolupsovlwxpsoryno EÈ`„a@…g62†‡0126ˆ02‰Š0126‹…01201c02;70126;de012fg82 hijklmnopnqrovŒpoŽpsopstpolupso zijhnov‘o}hovŒpoŽpsopstpolupso }ij’no€ov€psol€yvo‚psovŒpoŽpso}hopstpolupso “”4•4 –45—4 4 ˜! ™4š›445—4 &45œ$4  $4 454 5ž 4557˜8“”4•4 Ÿž!”*54  5! *54 ”ž5¡*54 54”žš¢4 5%45¡*54 ”žš'!š "–£ 54 454 8#5 ¤!””4•4 –¥4¦˜4š›4*5ž4§4 ”ž4¨ *5554 8 ©5”  4 5¨š©–””$œ"4””ª–58 # ˜!¥4454™4š›4”” «-# ˜!¥4454¬5# 454  «- # ˜!¥4454¬5*5554  «- 4 ˜!¥4454*55¦˜4*5 0 234 678 78  8            678 78  8   8  !  "     #$ % 234326&' (&' )*+ (,-., /'0., .1,+23  4565789:;<=><=?@ABCDEFECGAGAC?HACCHAC?:I>CJACF KL?MNGC=O?PQABKIACR=SAC>TS78UVNS4565WX>NAB>YE?CZAB?IA >[A?CIL?\]?HACCHAC?:I>CJAC>TS78>C=AC^ABAB_`I>[AWaRbABPc 9:d>eWf>C=><>MNgL?PhACKIAC?L>i9IjAMNSAU  456578;S=Bkd;lA;<=><=WSNm no 4GAB>pAPlIKL?=<=KL?MNGC=O?PQABKIACR=SAC no 4<=><=9_N>CNgcA?I]A?q no 6CNgL?dIAC;<=><=?:I>CJAC 23434r (s. ),+t) 3,u. )-(, v&' (&' )*+ (,-., /'0., .1,+23 )w'.1 ),xy z{., )-. /|.1 )}+    ~CpA?J>C4565789:dQ??ECDE><>KCZAB>b>C=EC€E?CN?CE\:a9‚?CZAB?IAKL?=<>?CZAB?IA KC<>ACƒdPCJAC>TS78\Sg\lAFPPQ\:>CY?9_DABFCIqNMNGC=O?PQAB>TS78FKCGA†AB\:?I]d9‡> >TS78FBIˆEABpAC:AB>i>†A>…PcP_S„S><>MNgL?PhAC?:I?„DU‰ŠF?„ ‹ŒŽ 23  ‘    678 78  8   8  !  "     #$ % 2332 ,u. )-(, (’“ )w”( •* (u. v–.1 )*+ (,-., —˜™š›œžŸ ¡›ž¡¢£žŸ¤¥¡žŸ¦§ž¨©  ~CpA?J>C>YN?„ˆ>?:IWGAACƒdP?„_AB?„=AB>e>YN 0 23456789  27272782747 77! "4#738$8672%7%724#7 &372'7 "345678(7) *+,-./01234.1456127841096:01;<01 =>7288?2@87'77878?2A7247#875$8234 289  BC8 7237 27D7(723487394#23487 89  ) =>728272E892348789  !"A7F 8G24H2I5?2 732I5?22E2342) 4+-./01234.14/01*J0912KL14.30. MB$74$8>7NM723487277O7733472 4 >7288$88G24H77P7 7877P73 7>7FQP7) RSTSUVWXYZ[\]^X[^_^[X`[ab[\cd[^X]ZXS[ e+,-./01234.14f41.g1h<12.e0.12if0 "A7F 8$88G24H!j67k72 72$74l737 67k7 2 72$77 7 67k72 72$72C82m4) *+,-./01234.1.g1h<1.in21op09 "A7F 8$88G24H!qF rP7372'7 5P7F r 8$867642 4+,-./01234.14f41.g1h<1hL0.1stLu "A7F 8$88G24H!"I5?247v72H7 7227 wxyqz 2I5?2547m489 234567wxy{z 2I5?2547m4472|89 234 567wx}z 2I5?2547m4~q&wxy}z RS€V‚[ƒ„…ƒ[†‡[ˆƒ„[„‰Šƒ‹[Œƒ[W„…ƒ[†Ž„[‚[‚[ †‘’[„Žƒ„[“”ƒ„[ƒ‹„’•W[†–ƒ‹[„—†[Œ˜ƒ‹[†Žƒ[“™ƒ‹[ š”[ƒ‹…ƒ[„‘ƒ‹[†„‰›ƒ‹[œ—’[ RS€SRV_^[ZXYZ[\b[\Xž^[Ÿ [Z¡YZ[XcZ¡S[ RS€SUV_^[ZXYZ[\b[\Xž^[Ÿ [¢£¤ZX[Z¡Xd̀¥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`abXcPWbd3ef35( +23*6433+8R 6336g'h23*643X3)&63363 +3#3(#X3) &633633. iABCDEFGHIJDGDKGLMGJjGJklGHmnGJDIFDG  P64Q6 3#323*643o 96# 34363]%9( + 3 6789 6 6"6p9g(R(#6789 6 6"`Pqr(# )  63439$"3*6& )'. JABCDEFGHIJDGDKGLMGDNsHGtuFvG  P64Q6 3#323*6433!6 "9(w(x%9$ X3)23) 6395Xy6396 wd3%9*58R(x%9$3#6gX3._zY 6d'3 {99$"3*( +6& )'3!6 "9#${3 T|6(w3 +9%9)3\6VW. }ABCDEFGHIJDGDKGLMG~DGF€FvGLnFDG‚nG /0/0ƒ1„…†67‡67ˆ‰5367856Š‹5Œ6>6Ž6‘’76Œ?“?63”567856Š‹5Œ06 /0ƒ16•–—˜6˜™š62˜›—6œž˜6Ÿžœž6ž š6•¡œ6¢£6¤¥š—˜6 —¦˜–§26̈6©2Ÿš—ª6«6ž—6Ÿ¬—˜6­®—˜06 /0ƒ0̄62345678936Ÿžœž69°±6ž²5Œ67³6ž26́4³6Šµ5Œ6š56—Œ3¶±6 @AG·uHGLMG¸kFGt¹GnºFG»l@FG¸¹G¸@¼G¸MFGJ½@G¾¿FvGH¼G¾CGÀÁGÂFG ÃvDÄ@G iAGÃunG}lFvGÅDEFGHIJDGƾǾGJ½@G¾¿FvGH¼G¾CGÀÁGÂFGÃvDÄ@G ÈÉÊËÌÍÎÏËÐÑÒÍËÒÓÔËÐÕÖÒËÐ×ØËÙÚÏÛËÏÜÔÝÏËÞßÏË 0 2345789  4 3445 45 ! "#$%&$'()*&+,-.& / =>?/@1A8/ / KLMNOPQRSTSUVWXP YZ[P\]NOP `LijkVXN]Vl dLmNT]nopMq _LmNT]noSrPstNSuv Mwxy ^LMzP\]RN{XP :BCD/ / ^_`a^^b ^e0adeb d^Kà0b 0_`a_fb `a^^eadbb / 0123/4536/789/:/ 3;?/@1A8/ ’;?;@AB9;CDEA;FGC;HI8;JKLM;ENO;PQ9:;CR;P@;SM;T9;U:AVOWWWWWWWWWWWWWWWWWW XYZ[WZ\]^_ẀabcW d efgdhijkd d d lmndopqrd lmndopqsd tiuvdwxvydzk{dodvmnd ~dwxd d d d |}~dwxd € ‚ƒd „(78 8 8…7 †"†‡ˆ"0‰1 Š"ˆ‹Š"Œ‡1 0"Š‹‰"Š†1 ‹‡00Ž 5$%+78975$7 0"‹"‰11 †"‡‹1"Š‰1 0"1‡0"ˆ‰1 ‹‰ŠŽ „(78 88(‘ 17 95 Œ‹"11 ††"Š‡1 3†Š"Œ01 3‹000Ž 8 78 ’85 8  958 78 ŒˆŠ1 ˆ‰‹1 †"0†1 Œ‹‰‡Ž ’85 8 5$7897%985 8  †ˆ0"Œ‰1 Š‡1"1‰1 0†"ˆ11 Œ‡0Ž “”„0 ”5787!6 ($7 .3  Œ‡‡"†01 Š‹Œ"‰1 30ŒŒ"ŒŠ1 3†‡ŠŽ 86 48640„0 ‹‹"1Œ1 ‰‡"11 †Œ"‰ˆ1 ŒŒ‡‡Ž ”57876 8640„0 ŒŒŒ"0‰1 †‰Œ"‡1 30ˆ‡"0‡1 3Š1‡Ž WWWWWW•c_ab[WZ–b—W˜™Wš›œžXœŸW ¡¢W›£bcW˜¤W¥¦—§Ẅ§ W©ª«W ª¬­W¦—®bW˜– —W ¯ W—^W°±W˜²]W —–b—W 3³´ 82$785$!8#7-7 878 ($77 (978!87" !8#7-765785"$8µ 5,%¶·¸ 958 78"$8&6+8(‘ 17 556717783 8679()$7-4¹$785$!8#7-7 .#7% 7 7897’7  .(785&7 ‘5%9 3·754$¶¸  7 '´7 8º8  00 23456789 5 774! "#734$% 2 &7'7 7!7()7*747+,7()7*74 7+,7 7'7()7*747+,777-!7./5'  7085/71085/7123745-!7 89+6787459 9:74;5'7467(+(<5 =7>?7;57-!7()7*748 7 1 @A5@A#@AB% 238 C574 7D1E 7;5>)7485 FGHIJKLMNJOPQHJRSTPJTUTJPVJWXJRYZJTPSHPJT[\J]^HIJR_J]OJ̀aJbHJcIPd\J efghijkhli st ui i st ui i mnoipfqri {|}i ~}i v w x y i v w x z i i jki jk€‚i snƒui}noipfqri„…i†n‡ihthlipnˆhnip‰Šhii     )7*747+,7 7'7 ‹%Œ ‹%‹ Œ%‹Œ Ž%‘ )7*747+,777 0%’ 0%“” Œ%0 %Ž‘ snƒui}noipfqri„…i}•i}–rip—fi}n˜hnii     085/71 Œ‘ ‹Ž‘ 0‘ 2%0Œ‘ 085/7123745 ‹‘ Œ‘ 2‹‘ 2%’‘ snƒui}noipfqrin‰™pijkhli     599:74;5'7467(+š9:74› % ”%““ 20%0” 20%‹Ž‘ <5 =7>?7;57š74'› ŽŒ%“‹“’%Œ”2‹’%’’ 2‹%‹Œ‘ snƒui}noipfqri„…i†n‡ihthliœfhnižfii      89 1 75Ÿ7C+755 7 Ž%“ Ž%ŒŒ 2Œ%“ 2%‘ 085/8 7 ¡ ' 8)7 ‹%‹0%’‹20Œ%”Ž 2%Ž‘  898 7 1 45 %”Œ0%‹20Ž%Ž 2’”%0‘ ¢£¤¥¦§¨©ª¦«¨¬­¨®¯°±©²̈³¨®¯±´µ°±¶¨·¸¹¨¯º¦£¨¬»¨¼½«¾¨¿¾·À̈Á¨ 01 34556789  686684656 858 65969  68668468668469 66558 1!"#6$1%!1&0'6()"11*56 86+3856685456,698-9./89( 06-695512668668466558 1 !"#6$06866846655853648)8 34556789  5$5+ 8956465686+85( +8,6!7586+895 ( +8, 85( +8,8  )56(66: !1&0;"*&< 1=<! 1&0'">1< >&<34556789 9!?@ 1!A)9 #9B 6AB"8469 8)8C5ADB65686+5$5+ 895646 6958A!.8 ) 34556789  66-8ADE() F 68G6 9!0*1=< 1!9 69  #9AH586I6JB?K  58869"L 9:69 68G65M86N6AB"569864?6? 5545586JB?K?586O86@ 569P!85"64"#( #98Q948R89(06-"!5668G68S56T O 3646  O56789  F 68G6 1!6L O53 8L$A)956" B56 N68G6558AL,5A48 75686+5 9596?6558 UAL,5A4694"8)8 66456 N89(86689 A)9 #96JB?K6L O "8L$A)95  V86 89 .6 B9!!-6?5858AS9!.4 , ASW80VAF989 5588X=&'1J )5F';&Y ZB"8665"#5588545998648.46 [84656+8AH586I56JB?K 6()6-8AD558 "8L$A)98)8 34556789  6(96",9A 9!!-6 1!5M86N \]^9!>__<\]`9!>>*=<\]a;Y*0<9 69 545567 01 3456789  4 46 7 3 3  3456 !"# 3$% &'0(3)6*30+,&3-. /4 0 7 *123 /47445 663-  789:;<=>?@AF=?DGB>?HG=>? KIL=>?=@>AME?NLO?NP=?DQA?NEHL=R?S?B=?HT=>? ;U=>? 7898V:=WXYZ?[\]?^_`?ab]?acde? f55 0g3h 2i 3j4klm 9nfomp qr s t3p 4u6 7893v6  j3g 94 2 #wo3  v65 6x 3  34  3 63 y1-qx 3 z4{54 -74|9 4055/4|63}5  mf~f#9 5   /474474|36 3 #5v6$r #1 516y3% 94u3}-3h 3}6 3 €#mf~f3  v6/4 46%94u3}€ 3}p 0$79 4055/4|6x 3 z42€7/4|6-3}p  0$u94u3}j4mf~f9 5   6 *1? ?  61  3h mf~f9 5   %klm 9nfomp qr t‚2i  0/  ƒ 3456.0 u5 453p  p 34 h #9 5   % 0x„9  3  35 %.*634 h % 4|6v6  j3g 7 9  4 4f5 3456-‚2i u5 453-. /46$ #7 1… 78987:=WXYZ?†‡]?WbY?eW\? ˆ‰Š‹ŒŽ‘’“”•–—˜™š›œŽ˜? no6x 3  34  #$6#     4|  $73 5mf~f 3}  x.7$7/ ~}  x.7$7/ j4 $5666mfq~7 mfžqwk4|3 46 i3 Ÿ 4mf f~~7~¡mf~fg3 9 6$34u3} 1  3h mf~fwo 4|  $mfq~7 mfžqw5055 1 5  /935   -1  5 -52¢ 348 3 €€#womf f~~6 *13  34 78 01 3453678369 3 9363944 394434 34!"! 9 3#944$9%36&3!'9 34734434&4 94()36$ %36*7+364,$34 364-3453636!.3949 3/0123244835 )&6%93493479 8!,9&!364 %346 43:36943493%(/%"-%4344)30 ;23,937+36477< 94=369 39831242744 4 36!36'*%*4>394%346 9?344?349 434444 360 48394<9@3,937+364(*4()36*4*4 9494=369 3 4 !A!9B444 364( 994<9@9?344?34&3!'9 34 734C3634(4(@94/*36!.394=369 3434(D%E  9434%E 94$34934F% %346 4(94<&< 43444A!30 ;236>34 364 33-$349346-6G97%4949%9  94=369 3 6 536>34 36 H 34!0 I JKLMNOPQROSTPUOVWXPOYZ[WO  7!36*4>3944(%"-%8334536#94$34@34(D ;2479 8!9 434%(/%(*4>39434(364(%"-% 94 @!479 8!A!39\3634(D]43:369434939^94_ 9̀&!'9 & 345_  349@9 &3abcd43:369434935e  -%5H3%83 ,f-9 4340 ;]4 *4>3949?344?349 434444 363447&E %(/934&364-@!5 &&3436369^5 &&34A!3: %3 583!4(H369:366 30g &&347\34(& &34 H ^9!36,?3436 34F83'94$34@0436*4>3941242 3,94f%h344(>-7<3647&E9!36,?3436 34%& &3404!-34 83%>-5$ 5 4&&346 i*3,937+3694 %(@95!j34A!334'97%%e5 434j3%h343,93 01 3456789 5 5  9  5 56565  56 75 3!"5 # $% &5356 5  5'(56 5 )3!* +"5 6 +,  5'(56 5 -!5656.5 /53 /5 0"12# $34+"-"56&75  !"6 85 * 539"!75 56 :9 05"5 0" 5'53456#;   5 )  5 65 -"5 5 +56 9 9 +"7 "   :5< 85 4  5  !=> 6&7  3456#?5 /5 * @56  5 ?;%; 0" 7   56 +,  9  :59= 57  A975  !"6): 3B  C!)69D5  D5  5  0"7   56-!56" !"6 +"+,  9  :5 60# EFGHIJKLK FMNIKOFPQIKRFSIKOTEFKUVMKEVMKONPKEFTIFKWMXIFK IJFPQRKYXZKY[IKO\PKIJSIKFNIJKOFGHIJK]\PKE^KRF_IK YPQOKIX]KOF`IFKYGaIJKbKEFPKIFVIFKUcIFKd`IFK LefgEhIKEiKYNKZjkKE_kKFMNIKOFPQIKRFSIKOTEFKUVMK EVMKONPKEFTIFKWMXIFKIJFPQRKOlMIJKOFm]Kd`IFKOTIK WnIJKoKYRUXIpKqKEIKUcIFKd`IFeK LefefgErsKtuKvwxsKyvz{sK|v}sKy~tvKUEOEKWIKyzKYRU€sKqK EIKU‚svKdƒsvK Lefe„gZ…†Kt‡†KvwxsKyvz{sK|v}sKy~tvKUEOEKWIKyzKYRU€sKqK EIKU‚svKdƒsvK $ˆ 5 ?;%;12 < <55  5  ) 60 @565 5 & D5  D5  5  0"12"65 @565"    5 # $;‰=: 5  <+,   Š  60) 5  # $?‹56  5356 5 5"5-Œ56 85 & $Ž3456 +‰56  !5   6 +,  Œ54!5  01 3457898     8       8    7 8  7    7 8  !" 8 #   3454$% &'()*+,(-.(/)0-)*1)*23456+,13*7-873*9():-*  ;<=>?@ABCDE@ABFGHBIJKLBFJMNBOPCBQIRCIBIS@ABB  T]B 34545% &'()*+,(^_)45(_+`1(/3*9():-*  ;<=\aBbL@ABCIcBFJVLBNId@BFeCIB\]>]B fghijkglmnignioglpqrgsitgkukvgliwkiglxykglzngli{p|gg \}@AB~<€BId@BFeCIBQI}B@?@ABFI;@IBF‚R@BFƒCBFIEJB]FZB]B„…B†@BAI‡;ggggggggggggggggggggg ˆ‰Š|gl‹pŒrgŽkvg *)+1 ‘^5’$“ ‘^5’$” 0•–—˜™š›œœžŸ ¡™¢£¤™¥¦£¤™¥¢—˜™ §¨©ª§§« ¬1§ª­«« ©•®¯™¥°™Ÿ±™ ²§³ª0²« ²²¨ª¬«« ¬•´Ÿ¡™µ™¥¢Ÿ¶™Ÿ¢ ™¢·œ¢Ÿ¸— «•²0 «•¨² ¹vrŽk|gŠmkiglºg»¼ˆ½Šgn¾wg¼¿kvglÀgÁhiÂgÃÂngÄwÅg  ÆǶÈ¡™¥¢¶¢ŸÉÊžŸ¡™µ™¥¢Ÿ¶™Ÿ¢ ™¢·œ¢Ÿ¸—œË¶œÌ™¥¢Ê͛žŸ ¢Î¢•ÏÐÑ΢Ÿ¶™Ÿ¢ ™¢·œ¢Ÿ¸—¥—¡ÒÓǶ©™µÒªœÔ¢ŸÕ™µÒ©«0§š›©«01 Í֙Í£¯¢͛«•²0š›«•¨²•–ÇÊ™Ÿ—×™œØ¢ŸÕ¢ŸÉÊŸÐÑ΢Ÿ¶™Ÿ¢ ™¢·œ¢Ÿ¸— ™µÒ©«0§ÙÒ·œ«•²0͛ÚÉ¢œ¶ ª¢—˜™ÛÜ¢ÚÝÓǝ™Ÿ—˜Ç͛žŸÌ™¥¢Î¢ª¦Þ™ ™µÒ©«01ŸÐÑΙ›ÊÙÒ·œ«•¨²͛¢Î¢¦Î—šß—œÌ™¥¢Ê• àáâŸã™¢äœŸ¢åÑÇÉ¢ї™ŸÍ̧—ž—™Ÿ¢ÞœË¶¢›—Ñ¡™æçèé B B B B 01 3456898  5  56 56 !!!!!!!!!!!!!!!!!!!!!! "#$%!&'()*!+,-.! /01234562 0?@ABCDEFCGHIJKGDEL P?UDBVDWXYBZ[\ R?@^__Z`XYBZ[\aRb0cPd M?_eCf_ghiCDjEkC S?_lmEnGmBCDXoBpBCDGLKq[G̀BmrCastdaud a]bRvMw0QQd 7892:;<=2 7892:;<>2 MNNOP0Q RSMO1TQ ROTMQ ]OQ1Q SQROQSQ R]QOTSQ POQSPOT]S PO]PROMPS PM?SQ 0R?1S !!!!!!!!!!!!!!!!x.*,-%!$y-z!&{!|}!"~$!€!|}~‚"~ƒ!„…†!}‡-.!&ˆ!‰Šz‹!Œ‹„!Ž! E[hrCfVDkCGWKDG[GDn\GlmEnGmBCDXoBpBCDGLKq[G̀BmrCfBr ‘CDjE[PC’?U“GD”C’PQ0S•–KPM?SQuO—LCC’PQ0]fBrK˜C 0R?1Su?^fE\™CCDkCX̀š›GeCfG̀BmrChiCDjEkCC’PQ0]G’Cf‘CD GH›CfpDB@^__X‘BfBr?_E\CDB™Cm›ZJBXYBmEnGZ[\Kq[œž[CpC’ PQ0]X̀0RuGDistZŸCK˜CXJCD CH?¡›ZF\ZB¢KZ[\CAKq[K£CfG\CLE ZŸCfB¤—IAKDB¢EjErpBCDš›[CDCDIK¥m¦X̀KD›DB¢EjErG̀BKDWCDKq[ K£CfG\G’CfX™C?§k\K¥CfX̀¨G\LEG©—”ª«ª¬GjE\LG—­CDKnVGWCš“Cf KD›K£CfG\? ®¯Šz°-!&y„z!±z²!-³-.!&z†-z!&´µ-!Œ¶(!†ˆ% 345689·  5 ¸ 45¹56 5 º»5¼½¾9 56  "#$%!$'()*!+,-.! /01234562 7892:;<=2 7892:;<>2 0?@ABCDEFCGHIJKGDEL MNNOP0Q RSMO1TQ P?UDBVDWXYBZ[\ ROTMQ ]OQ1Q R?@^__cKDBVDWXYBZ[\ SQROQSQ R]QOTSQ M?¿DrC’CfGD[CDG›ÀCXYBZ[\ 0R0 SN x.*,-%!$y-z!&{!|}~‚"~ƒ!„…†!}‡-.!&ˆ!‰Šz‹!Œ‹„!ÁŽ! E[hrCfVDkCGWKDG[GDn\pDrC’CfGD[CDG›ÀCXYBZ[\Kq[K£CfG\ fBr‘CDjE[PC’?U“GD”fBrGÂ0R0C’PQ0SªE©CfK˜CSNGH›Cf PQ0]?_E\CDB™CD¢m©C`\ZŸC•–KGI Cf—©BK[›?_DECDFVKq[K£Cf G\K[›fnVSNXÃCm›ZJBKDBVDWGHrXYBC’PQ0]?^DIZF\KÄGD”CÄBpDr C’CfGD[CDG›ÀCXYBZ[\Kq[K£CfG\X̀G©G? 01 34679     3   6 4  3   !" # $%&&&&&&&&&&&&&&&&&&&&& '()*&)+,-.&/012& 3456789:6 ;<=6>?@A6 ;<=6>?@B6 0CDEFGHIJHKLMNHEOFPQH 0RSTURVVW 0RT0XRXUW YCZ[\]^]Z_` TVYRV1W TYTRYSW aC`bHEKGHcLd aX0RYTW V01RU1W VCDefLghKLF XUTRaUW 11aRX0W XCDefLghKig SXTR0SW SSVRaWW UCjk]ilHEmUnom0npmYn 1XaRTUW T1URYTW SCD\jk]ilHEmSnomanqmVnpmXn 0U0RV1W XYSR1TW 1CDErHsFtilHEm1nomUnpmSn UTYRV1W VX1RVWW &&&&&&&&&&&&&& &&&&&&u2.01*&)v1w&xy&z{'|)&}~&{€12&x&‚ƒw„&…„}&†‡&  ˆF‰ŠgHEaCSK‰KL‹PRŒHEKPŽKŒrHŠHEKbhŒL‘HL’bhLHKidHE ŒgYH“”YW0XIbYW0UI•hjk]–—WŒL˜HEK™DjZšcLHEHL›HEKbh KieLdbHKdbHŒLdKbhœgH’bhLH”bŒlH”KfLžHKbhKieŒLdKbhœgHHEŸH LHCZidHEKiMNHELefHbPKbhœgHHEŸHLHŽMeŒL HLKLbHLK¡YHEFGH¢ DjZšIbDjZZRŒ£HEL¤‰¥bcLhŠ¦HKdbHŠKbhœgHHEŸHLHKL ŒHEKP KL‰HLKd¦HL§KfLžHHeHEŸHLHIbŒlH’M”KfLžHRfLžH’MHbP¥bŒ¨‰ DjZšKbhKieŒLdH£C\rHŠHEKbhŒL‘HLŒ¨‰ŒHEKPŽMeŒŽ¦HLEh¦¥b Š©HI›HECj•hjk]–IbdH“”YW0X¥b1XaRTUWmKihªFŽGHEnŽ§HH“” YW0UK“HE¥QHT1URYTWmKihªFŽGHEnC]h©FHbPŒLdKL‹P”˜ŒŽ‰HKdbHI© HEFGHIJHŒ¨‰ŒHEKPŒ‰dI ŒgZ[_`IbZ[D`Ž©FŽMeŒKbhKieŠHE DjZšC 4679  3«¬«¬­®  ¯ ° ± j•h²\k\ZZŽMeŒŠ³œFHEKLQ”K¡\HEKPZD```dbHEZrH ŽMeŒ¥́fKLµdfLM¶HEfL¦fKi·ŒKh§fm¸L¹¥¹ŒYŒnRŒ£KLºKL·ŒLhªHŒ¦Œ Hh’FHEfLrHK‘ŒLHLMœ‰F¢
- Xem thêm -

Tài liệu liên quan